I am a candidate for dental implants. However, they are pretty pricey. Are there dental insurance plans that will help cover this cost?
If you already have dental insurance, they are likely to help some, but not a ton. In general, insurance companies are willing to pay for the least expensive procedure. For a tooth replacement, this will mean a removable partial denture or, if you are losing all of your teeth a complete denture. Neither of those is the most comfortable solution. There are some plans which will pay a small percentage of the fee of a better treatment option, such as dental implants.
If you don’t already have a dental insurance plan, then before you purchase one, do your research. Many of them will have a waiting period for up to a year before paying out benefits for larger procedures. You will not want to wait a year to replace your tooth.
If that is the case, you may be better off looking into something like Care Credit, which is a medical credit card of sorts. If you qualify, they will pay for your dental implant and you will pay them out over a period of time.
Your dentist may have an in-house payment plan as well. In all honesty, the best person to talk you through insurance issues and what is covered will be your dentist’s business office.
This blog is brought to you by Hoffman Estates Dentist Dr. William Becker.